Overview of Listerhill Credit Union Mortgage Rates
Listerhill Credit Union is proud to offer competitive mortgage rates for its members. With our experienced mortgage team and a variety of loan products, we can help you find the right mortgage solution for your needs. Our mortgage rates are competitive and our loan officers are friendly and knowledgeable. Whether you are looking to purchase a home, refinance an existing loan, or use the equity in your home, Listerhill Credit Union has a mortgage solution that is right for you.
Types of Mortgages Available at Listerhill Credit Union
At Listerhill Credit Union, we offer a variety of mortgage products, including: fixed-rate mortgages, adjustable-rate mortgages (ARMs), government-backed loans, jumbo loans, and more. Our loan officers can help you choose the mortgage that is best suited for your financial situation.
Current Listerhill Credit Union Mortgage Rates
Listerhill Credit Union’s current mortgage rates are as follows:
- 30-Year Fixed-Rate Mortgage: 3.125% APR
- 15-Year Fixed-Rate Mortgage: 2.875% APR
- 5/1 ARM: 3.125% APR
- 7/1 ARM: 3.375% APR
Factors That Affect Listerhill Credit Union Mortgage Rates
Mortgage rates can vary significantly depending on a variety of factors. Some of these factors include the size of the loan, the type of loan, the credit score of the borrower, the loan term, and the current market conditions. It is important to understand these factors in order to choose the best mortgage rate for your needs.
How to Get the Lowest Possible Listerhill Credit Union Mortgage Rate
The best way to get the lowest possible mortgage rate is to shop around and compare rates from different lenders. You should also consider improving your credit score, if possible, as this can have a significant impact on your mortgage rate. Additionally, you should consider making a larger down payment, as this will reduce the amount of interest you will have to pay over the life of the loan.
How to Apply for a Listerhill Credit Union Mortgage
Applying for a mortgage with Listerhill Credit Union is easy. You can apply online, by phone, or in-person. To apply, you will need to provide information about your income, assets, and employment. Our loan officers will then review your application and provide you with a mortgage rate that is tailored to your needs.
Tips for Getting the Best Mortgage Rates at Listerhill Credit Union
When applying for a mortgage at Listerhill Credit Union, there are a few tips that can help you get the best possible mortgage rate. First, make sure to shop around and compare rates from different lenders. Additionally, make sure to check your credit score and work on improving it, if possible. Finally, consider making a larger down payment, as this will reduce the amount of interest you will have to pay over the life of the loan.
Conclusion
Listerhill Credit Union offers competitive mortgage rates and a variety of loan products. Our experienced mortgage team can help you find the right mortgage solution for your needs. To get the best possible rate, make sure to shop around and compare rates from different lenders, check your credit score, and consider making a larger down payment.
